Water Missions—Walk for Water!

SAVE A LIFE. WALK FOR WATER!

Agents from Elaine Brabham & Associates will be participating in the Charleston Walk on March 24th. It is Charleston’s 6th annual Walk for Water.

This was started by a group of volunteers who wanted to hold an event to raise awareness about the global water crisis and to spread the word about how Water Missions International is using our unique engineering technology to bring safe water to communities around the world. People have immediately seen the impact this walk has created over the years.

Walk for Water is Water Missions International’s signature event. Its goal is to meet the needs of others around the world.

One of the best ways to understand what Water Missions is doing both in disaster areas and communities around the world is to see it first hand. If you click on this link 2 videos are provided for you. http://www.watermissions.org/videos

If you would like to walk with us contact us at 843-766-6662
Or if you would like more information or to hold a third party walk in your community contact ljernigan@watermissions.org.
If you would like to donate to this fundraiser go to https://my.watermissions.org/donate

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International Women’s Day, March 8th 2012

International Women’s Day is annually held on March 8 to celebrate women’s achievements throughout history and across nations. It is also known as the United Nations (UN) Day for Women’s Rights and International Peace.

What do people do?

International Women’s Day events are held worldwide on March 8. Various women, including political, community, and business leaders, as well as leading educators, inventors, entrepreneurs, and television personalities, are usually invited to speak at various events on the day. Such events may include seminars, conferences, luncheons, dinners or breakfasts. The messages given at these events often focus on various themes such as innovation, the portrayal of women in the media, or the importance of education and career opportunities.

Many students in schools and other educational settings participate in special lessons, debates or presentations about the importance of women in society, their influence, and issues that affect them.  In some countries school children bring gifts to their female teachers and women receive small presents from friends or family members. Many workplaces make a special mention about International Women’s Day through internal newsletters or notices, or by handing out promotional material focusing on the day.

Public life

International Women’s Day, is a public holiday in some countries such as (but not exclusive to):

  • Azerbaijan.
  • Armenia.
  • Belarus.
  • Kazakhstan.
  • Moldova
  • Ukraine.
  • Russia.

Many businesses, government offices, educational institutions are closed in the above-mentioned countries on this day, where it is sometimes called Women’s Day. International Women’s Day is a national observance in many other countries. Some cities may host various wide-scale events such as street marches, which may temporarily affect parking and traffic conditions.

Background

Much progress has been made to protect and promote women’s rights in recent times. However, nowhere in the world can women claim to have all the same rights and opportunities as men, according to the UN. The majority of the world’s 1.3 billion absolute poor are women. On average, women receive between 30 and 40 percent less pay than men earn for the same work. Women also continue to be victims of violence, with rape and domestic violence listed as significant causes of disability and death among women worldwide.

The first International Women’s Day occurred on March 19 in 1911. The inaugural event, which included rallies and organized meetings, was a big success in countries such as Austria, Denmark, Germany and Switzerland. The March 19 date was chosen because it commemorated the day that the Prussian king promised to introduce votes for women in 1848. The promise gave hope for equality but it was a promise that he failed to keep.  The International Women’s Day date was moved to March 8 in 1913.

The UN drew global attention to women’s concerns in 1975 by calling for an International Women’s Year. It also convened the first conference on women in Mexico City that year. The UN General Assembly then invited member states to proclaim March 8 as the UN Day for Women’s Rights and International Peace in 1977. The day aimed to help nations worldwide eliminate discrimination against women. It also focused on helping women gain full and equal participation in global development. International Men’s Day is also celebrated on November 19 each year.

Symbols

The International Women’s Day logo is in purple and white and features the symbol of Venus, which is also the symbol of being female.  The faces of women of all backgrounds, ages, and nations are also seen in various promotions, such as posters, postcards and information booklets, on International Women’s Day.  Various messages and slogans that promote the day are also publicized during this time of the year.

Related holiday―

International Men’s Day: Monday, November 19, 2012

Women as Home Owners

In reference to Real Estate, 20% of recent home buyers were single females according to the National Association of Realtors (realtor.org). More women (15.5 million) than men (11.8 million) lived alone. This study was conducted by the Joint Center for Housing Studies at Harvard University in 2011.

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Our 100th Post!! — Featured Listing

570 Ivy Circle     Charleston, SC 29414     Grand Oaks Plantation

$286,900

Welcome to a beautiful landscaped home in Grand Oaks!

This open floor plan has 4 bedrooms and 2 1/2 baths. The Kitchen has a bar that overlooks the great room. There is a gas fireplace in the Great Room. Hardwood floors are in both the Kitchen and Great Room. This home is move in ready!

A grand welcome awaits you upon stepping into this lovely home in desirable Grand Oaks. This home has been immaculately maintained and pride of ownership truly shows with designer paint throughout and just the right upgrades that every home owner wants in a home. Some of these upgrades include hardwood floors, there is a fireplace with built in bookcases in the family room with soaring ceilings that has an abundance of natural light and tranquil view of the backyard, pond and protected wetlands or step out into the backyard oasis and relax overlooking the pond or many lovely palm trees in this yard or relax on the over sized screen porch while grilling on the over sized patio. The gourmet kitchen is what every cook dreams of with lots of cabinet and counter-top space, granite counter-tops, a center island, and breakfast bar. In fact, this home is priced to sell and has so much to offer any buyer.

Open kitchen with granite counter-tops opens up to the Great Room

Beautiful Grand Opening

Beautifully landscaped yard with irrigation system

Julie Gilmore, Realtor®

Contact Julie Gilmore for more information:

Mobile: 843-991-3347
Office- 843-766-6662
Email: newhomenow@yahoo.com

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History of Valentines Day

Every February 14, across the United States and in other places around the world, candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine. But who is this mysterious saint, and where did these traditions come from? Find out about the history of this centuries-old holiday, from ancient Roman rituals to the customs of Victorian England.

The Legend of St. Valentine

The history of Valentine’s Day–and the story of its patron saint–is shrouded in mystery. We do know that February has long been celebrated as a month of romance, and that St. Valentine’s Day, as we know it today, contains vestiges of both Christian and ancient Roman tradition. But who was Saint Valentine, and how did he become associated with this ancient rite?

The Catholic Church recognizes at least three different saints named Valentine or Valentinus, all of whom were martyred. One legend contends that Valentine was a priest who served during the third century in Rome. When Emperor Claudius II decided that single men made better soldiers than those with wives and families, he outlawed marriage for young men. Valentine, realizing the injustice of the decree, defied Claudius and continued to perform marriages for young lovers in secret. When Valentine’s actions were discovered, Claudius ordered that he be put to death.

Other stories suggest that Valentine may have been killed for attempting to help Christians escape harsh Roman prisons, where they were often beaten and tortured. According to one legend, an imprisoned Valentine actually sent the first “valentine” greeting  himself after he fell in love with a young girl–possibly his jailor’s daughter–who visited him during his confinement. Before his death, it is alleged that he wrote her a letter signed “From your Valentine,” an expression that is still in use today. Although the truth behind the Valentine legends is murky, the stories all emphasize his appeal as a sympathetic, heroic and–most importantly–romantic figure. By the Middle Ages, perhaps thanks to this reputation, Valentine would become one of the most popular saints in England and France.

Origins of Valentine’s Day: A Pagan Festival in February

While some believe that Valentine’s Day is celebrated in the middle of February to commemorate the anniversary of Valentine’s death or burial–which probably occurred around A.D. 270–others claim that the Christian church may have decided to place St. Valentine’s feast day in the middle of February in an effort to “Christianize” the pagan celebration of Lupercalia. Celebrated at the ides of February, or February 15, Lupercalia was a fertility festival dedicated to Faunus, the Roman god of agriculture, as well as to the Roman founders Romulus and Remus.

To begin the festival, members of the Luperci, an order of Roman priests, would gather at a sacred cave where the infants Romulus and Remus, the founders of Rome, were believed to have been  cared for by a she-wolf or lupa. The priests would sacrifice a goat, for fertility, and a dog, for purification. They would then strip the goat’s hide into strips, dip them into the sacrificial blood and take to the streets, gently slapping both women and crop fields with the goat hide. Far from being fearful, Roman women welcomed the touch of the hides because it was believed to make them more fertile in the coming year. Later in the day, according to legend, all the young women in the city would place their names in a big urn. The city’s bachelors would each choose a name and become paired for the year with his chosen woman. These matches often ended in marriage.

Valentine’s Day: A Day of Romance

Lupercalia survived the initial rise of Christianity and but was outlawed—as it was deemed “un-Christian”–at the end of the 5th century, when Pope Gelasius declared February 14 St. Valentine’s Day. It was not until much later, however, that the day became definitively associated with love. During the Middle Ages, it was commonly believed in France and England that February 14 was the beginning of birds’ mating season, which added to the idea that the middle of Valentine’s Day should be a day for romance.

Valentine greetings were popular as far back as the Middle Ages, though written Valentine’s didn’t begin to appear until after 1400.  The oldest known valentine still in existence today was a poem written in 1415 by Charles, Duke of Orleans, to his wife while he was imprisoned in the Tower of London following his capture at the Battle of Agincourt. (The greeting is now part of the manuscript collection of the British Library in London, England.) Several years later, it is believed that King Henry V hired a writer named John Lydgate to compose a valentine note to Catherine of Valois.

Typical Valentine’s Day Greetings

In addition to the United States, Valentine’s Day is celebrated in Canada, Mexico, the United Kingdom, France and Australia. In Great Britain, Valentine’s Day began to be popularly celebrated  around the 17th century. By the middle of the 18th, it was common for friends and lovers of all social classes to exchange small tokens of affection or handwritten notes, and by 1900 printed cards began to replace written letters due to improvements in printing technology. Ready-made cards were an easy way for people to express their emotions in a time when direct expression of one’s feelings was discouraged. Cheaper postage rates also contributed to an increase in the popularity of sending Valentine’s Day greetings.

Americans probably began exchanging hand-made valentines in the early 1700s. In the 1840s, Esther A. Howland began selling the first mass-produced valentines in America. Howland, known as the “Mother of the Valentine,” made elaborate creations with real lace, ribbons and colorful pictures known as “scrap.” Today, according to the Greeting Card Association, an estimated 1 billion Valentine’s Day cards are sent each year, making Valentine’s Day the second largest card-sending holiday of the year. (An estimated 2.6 billion cards are sent for Christmas.) Women purchase approximately 85 percent of all valentines.

Watch a video from the history channel about Valentines Day:

http://www.history.com/topics/valentines-day/videos#history-of-valentines-day

Reposted: History.com

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House-Selling Secrets— From a House Stager

Who knew that getting rid of family photos and clearing off countertops could help you snag top dollar for your house? These are just two secrets from Debra Gould, founder of Staging Diva. Gould, a professional home stager, has helped scores of homeowners clean up, rearrange, and style their homes to command top price.

That can mean anything from putting extra books in storage to getting rid of moldy caulk in bathrooms to renting furniture to fill up too-bare spaces. “The goal is to make your home clean, organized, and welcoming so potential buyers can picture living there,” says Gould. Thus the no-family-photos rule: “They make people feel like they’re invading your space,” she explains.

Based in Toronto, Gould has trained a network of 800+ home stagers across the U.S. “Most owners aren’t seeing bidding wars the way they were a few years ago,” she says. “But with the right staging, you can get close to your asking price.”

A chaotic living room…

Before

 Problem: With toys piled behind the sofa and books and knickknacks taking up space on other surfaces, the living room felt overcrowded.

 

…feels larger once the toys are put away
Solution: Gould decluttered, storing 10 boxes of toys and leaving just a vase of flowers and a couple of small sculptures on the coffee table and mantel. Plum-colored chairs from another room replaced the older, worn-out flowered armchairs.This house sold the week after Gould finished her staging – much to the owners’ relief, since they’d already bought another home.

Listed: $688,000
Sold: $667,000 (97% of list)
Staging costs: $5,000

A cluttered kitchen…

Before

Problem: Jam-packed counters and a table heaped with books left no room for food preparation or eating. (And how many fridge magnets does one family need, anyhow?)

…feels bigger once the table is gone
Solution: The owners decided to put the table in storage to open up the kitchen more. Gould cleared off the counters and nixed the fridge magnets to make the modest-sized kitchen seem more spacious.

This home sold the week after Gould finished her staging – much to the owners’ relief, since they’d already bought another home.

Listed: $688,000
Sold: $667,000 (97% of list)
Staging costs: $5,000

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Kitchens Sell A House

It’s a tool used by house flippers all across the nation. Stagers know its power. Real estate agents push its importance. What is this not-so-well-kept secret of real estate? A kitchen can sell a house.

A kitchen is the heart of a home. This is true all across the globe. The old saying that the “stomach is the way to the heart” carries a lot of truth. Kitchens are where we spend much of our time and most of that is with our families. It’s the room where we nourish our bodies and our spirits.  

Kitchens are integral to entertaining and in today’s age of open floor plans, they’re a focal piece of many family rooms. It’s because of this that kitchens play such an important role in the buying and selling process.  

This one room is the showpiece of the house. You’ll see it every day and your guests will see it during most visits. This means buyers want homes with up-to-date kitchens.  

Kitchens, however, can be one of the most expensive rooms to renovate. These projects can also be the most labor and time intensive of all home renovations. It’s not just a new layer of paint.  

Instead you find a complicated array of flooring, tiling, cabinets, and counters. This means buyers may want a home with an up-to-date kitchen but they aren’t willing to tackle this problem themselves. Most buyers want a kitchen that is ready to use the day they move in.  

What do buyers look for in up-to-date kitchens? A lot of this depends on what price range your home is in.  

The main thing to remember as a seller is to not price yourself out of your market. If homes in your neighborhood are selling for $100,000 with tidy, but not luxury kitchens, then this is no time to upgrade to granite, travertine, and marble at the price tag of $40,000+. You simply won’t find a buyer.  

Scope out the competition. Use open houses in your area or MLS listings to find out what your competitions’ kitchens look like.  

Do area homes have new solid wood cabinets and granite counters in today’s designer colors? You’ll be wise to consider making the same move. Are they including new stainless steel appliances and add-ons like dishwashers, wine-coolers, and trash compactors?  

Are you in a higher-end neighborhood? It’s time to think high-end. Your older home may have a highly functional kitchen, but a buyer will take one look at your formica counters and white appliances and become lost in the stress of how much money and time it would take to remodel. If you don’t want to put in the time yourself to make upgrades then you’ll have to make concessions in the price.  

Don’t become overwhelmed, though. Sometimes a kitchen update can mean doing just a few minor changes. Change the paint color to a warm, neutral tone. Get rid of any clutter. Update your appliances, paint your cabinets, change the pulls, or get a high-end looking counter for a fraction of the cost (faux-granite or lower end granite). You might even save a bundle by doing much of the work yourself.  

The bottom line is a kitchen can sell a home. Do a little research and find out what your kitchen needs to make it competitive with area listings.

Published: January 24, 2012
Reposted: Realty Times http://www.linkedin.com/news?actionBar=&articleID=5567487729211539472&ids=dj8QdP4Ud3gQdzsRe34OejoRdiMRcPkVdjgUdzgUczkRdPsUdzkRb3sOdj8RdjAPcz0UcPcVdPASdjkIczsQejcRcj4Oej8TdPwQdPoRdiMTdz4Uc3AOe3gScjkPcPsTdzkR&aag=true&freq=weekly&trk=eml-tod2-b-ttl-1&ut=3pW5yfqXhiO541

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Housing Crisis to End in 2012!

Capital Economics expects the housing crisis to end this year, according to a report released Tuesday. One of the reasons: loosening credit.

The analytics firm notes the average credit score required to attain a mortgage loan is 700. While this is higher than scores required prior to the crisis, it is constant with requirements one year ago.

Additionally, a Fed Senior Loan Officer Survey found credit requirements in the fourth quarter were consistent with the past three quarters.

However, other market indicators point not just to a stabilization of mortgage lending standards, but also a loosening of credit availability.

Banks are now lending amounts up to 3.5 times borrower earnings. This is up from a low during the crisis of 3.2 times borrower earnings.

Banks are also loosening loan-to-value ratios (LTV), which Capital Economics denotes “the clearest sign yet of an improvement in mortgage credit conditions.”

In contrast to a low of 74 percent reached in mid-2010, banks are now lending at 82 percent LTV.

While credit conditions may have loosened slightly, some potential homebuyers are still struggling with credit requirements. In fact, Capital Economics points out that in November 8 percent of contract cancellations were the result of a potential buyer not qualifying for a loan.

Additionally, Capital Economics says “any improvement in credit conditions won’t be significant enough to generation actual house price gains,” and potential ramifications from the euro-zone pose a threat to future credit availability.

Reposted: http://www.linkedin.com/news?actionBar=&articleID=5567733516482908167&ids=dj8QdP4Ud3gQdzsRe34OejoRdiMRcPkVdjgUdzgUczkRdPsUdzkRb3sOdj8RdjAPcz0UcPcVdPASdjkIczsQejcRcj4Oej8TdPwQdPoRdiMTdz4Uc3AOe3gScjkPcPsTdzkR&aag=true&freq=weekly&trk=eml-tod2-b-ttl-0&ut=3oOjr6iE9eL541

Posted in Mortgage News, Real Estate News and Trends | Leave a comment

9th Annual Charleston Home & Design Show

Location: Gaillard Auditorium
Address: 77 Calhoun Street Charleston, SC 29401
Phone: 843) 577-765

The Charleston Home + Design Show is Charleston’s only custom home show, and is unlike any other home show in Charleston. Thousands of the newest and finest custom home products will be showcased by many of Charleston’s most recognized and respected local companies. See why so many Charleston interior designers, architects, custom builders, and design-savvy homeowners consider the Charleston Home + Design Show the “must-attend” event of the year.

SHOW HOURS & ADMISSION:
Friday, Jan. 27: 11 am-6pm FREE admission on Friday during regular show hours!

Saturday, Jan. 28: 10am-6pm $7/adult, 12 and under free (Get a FREE Return Pass and enjoy the show on Sunday as well!)

Sunday, Jan. 29: 11am-5pm $7/adult, 12 and under free

SPECIAL SHOW HOURS:
Saturday, Jan. 28: 7pm-10pm for “Kitchens, Baths, + All that Jazz” Party – $15 per perso

Additional Links:

http://www.charlestoncvb.com/media/charleston-events/9th_annual_charleston_home_design_show-7312

http://charlestonhomeanddesignshow.com

Posted in Charleston Lifestyle, Design Tips | Leave a comment

Featured Listing of the Week

6071 Roper Run Road
Ravenel, SC 29470

$249,0000

Beautiful Country Home

1 Story Country Home, 3 Bedrooms, 2 Baths, Sitting on 3.60 Acres, Home is approx. 1,482 Square Feet, Home Built in 2005, Large Rocking-Chair Front Porch with Ceiling Fans, Quiet and Peaceful Property with Lots of Hardwood Trees!

Country Living with all conveniences. Very clean- One owner! Peaceful property with beautiful landscaping. Newly painted interior with soft and inviting colors. Ceiling fans throughout and a gas fireplace in the family room with other two bedrooms on the opposite end of the house. The master bath has a double vanity, a jetted jacuzzi and a shower. The dining room opens onto a screened-in porch which has access to an open deck, overlooking surrounding wooded acres with birds and wildlife. The kitchen has great cabinet space with GE appliances. Only 1 mile from HWY 17 and close to Charleston. The hardwood floors are beautiful. The house is located at the end of Roper Run with a privacy gate.

Ron Rash, Realtor®

Call Ron Rash for more information on this listing!

Mobile: 843-822-8886
Email: Ron.Rash99@comcast.net

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Take a break from your busy work day…

WISHING YOU – IN YOUR BUSY 
 

 
LIFESTYLE SOME TIME FOR RELAXATION
 

 
& REFLECTION…


 

 

 

GOOD SLEEP 
GOOD HEALTH WITH EXERCISE

SOMEONE TO DANCE WITH 
 

 
A BIT OF ADVENTURE 

  

GOOD LOOKS


BUT MOST OF ALL…
 
I WISH YOU 
 
 
LOTS OF BEAR HUGS…

AND THE BLISS OF REAL LOVE :)

MANY BLESSINGS COME YOUR WAY TODAY…
 
 
MAY YOU ALWAYS HAVE LOVE TO SHARE
 
HEALTH TO SPARE 
 
AND FRIENDS THAT CARE :)  
 

From Everyone at Elaine Brabham & Associates, LLC

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